Security Federal Bank

Earn 4.00% APY* with Security Federal Bank!
Make Your Money Work Harder with Security Federal Bank!

Why settle for ordinary checking when your money could be earning more?

With Security Federal Bank's High Yield and Premium Checking accounts, you can earn 4.00% APY on balances up to $10,000*, all while enjoying the convenience of everyday banking with a locally owned, community-focused bank.

Whether you're saving for your next big goal or simply looking to make the most of your money, we're here to help you bank smarter and earn more!

Ready to start earning more?

Explore our checking account options and discover the benefits of banking local!

Learn More: https://www.securityfederalbank.com/personal/checking/checking-accounts-that-give-your-more

Banking ON Community. Helping People, Changing Lives®

IMPORTANT DISCLOSURE: 4.00% APY (Annual Percentage Yield) paid monthly on balances up to $10,000. Balances above $10,000 earn 0.25% APY paid monthly. To qualify, the account must have 12 debit card transactions post and clear, 1 ACH transaction post and clear, and e-statements each monthly cycle. $1,000 opening deposit required on High Yield account and $2,500 opening deposit required on Premium account. Minimum balance requirements apply. Fees may reduce earnings. Additionally, the Bank will pay an interest rate of .25% on any portion of the daily balance that is greater than or equal to $10,000. Whenever account balances are greater than or equal to $10,000, the blended APY on the entire balance would vary from 4.00% to 0.59%, depending on the daily balance. APY as of 10/01/2026 and subject to change at any time.

MEMBER FDIC